Lloyds and Halifax Banking Apps Hit by Crashes Amid iOS Update Chaos
So, if you've tried using your Lloyds or Halifax banking app today and found it either crashing or refusing to open entirely—you're definitely not alone. Starting early this morning, July 31st, users across the UK began reporting serious issues with these mobile banking services, and frustration is running high.
What’s happening is that a large number of customers have been saying that as soon as they open the Lloyds or Halifax app, it either crashes instantly or kicks them out before they can do anything. The same has been reported for the Bank of Scotland app as well. This isn't just a minor glitch—a flood of complaints have been shared on social media and reported through Downdetector, a website that monitors service outages based on user reports.
The issues appear to have spiked after users updated their iPhones to iOS 18.6. In many cases, customers say the problems began right after updating both their phone’s operating system and the banking apps themselves. One user posted that after upgrading, the app loads for a few seconds and then crashes, while another said they couldn't even check if they'd been paid—on payday, no less.
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Now, Lloyds and Halifax have responded, although the message is more of a “hang tight” than a fix. Both banks have said that the app is technically up and running, but they’re aware that some customers are experiencing delays or trouble logging in. The advice right now? Wait a few moments and try again later. Not exactly reassuring if you're trying to check your balance or make a transfer on a deadline.
Despite the wave of customer frustration, the service status pages for both banks show everything is fine—no official problems listed. So understandably, users are even more frustrated seeing that while their apps clearly aren’t functioning, the bank’s own status updates suggest otherwise.
For those unfamiliar with Downdetector, it’s basically the place to go when your tech or apps aren't working. It gathers data from real users to track outages, and when reports spike above normal, it flags that a service may be down. Today, mobile banking for these major UK banks was the hot topic.
So if your Lloyds or Halifax app is acting up right now, you’re not imagining things—it’s part of a wider issue likely tied to the latest iOS update. Until a proper fix is rolled out, it looks like users will just have to keep trying or use alternative methods to manage their finances.
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