IRS Stimulus Checks in 2025: What You Need to Know
Hey everyone, let’s talk about something a lot of people have been asking lately: are we getting stimulus checks in 2025? There’s been quite a bit of news swirling around this, so let’s break it down.
Earlier this year, President Donald Trump mentioned the possibility of what he called a “tariff rebate” for taxpayers. He said the government was bringing in a lot of revenue and hinted at the idea of sending some of it back to Americans, though he emphasized that paying down debt was the main goal. Shortly after that, Missouri Republican Senator Josh Hawley introduced the American Worker Rebate Act of 2025, which aims to send checks to qualified Americans. The proposed rebate would be $600 per individual and up to $2,400 for a family of four.
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Now, it’s important to clarify the difference between a rebate and a stimulus check. A rebate is essentially a partial refund on something you’ve already paid, kind of like getting money back after buying something. A stimulus check, on the other hand, is a direct payment meant to encourage spending and help stimulate the economy. So while the proposed tariff rebate is similar to previous stimulus payments, it’s technically a different kind of financial relief.
There has been a lot of speculation about a “fourth stimulus check” of $2,000 circulating online, but nothing has been officially confirmed by Congress or the IRS. So if you see posts claiming you’re automatically eligible for a new payment, be cautious—it could be misinformation or a scam. The first three stimulus payments have long deadlines, and the last one, known as the third stimulus or $1,400 Recovery Rebate Credit, had to be claimed by April 15, 2025. Any unclaimed payments after that became property of the U.S. Treasury.
Some states are also offering inflation relief checks. New York, for example, has sent payments to residents who paid higher sales taxes, with individuals earning up to $75,000 receiving $200, and married couples up to $150,000 getting $400. Pennsylvania, Georgia, and Colorado have similar programs, though the criteria and amounts vary.
For anyone waiting on a federal tax refund, if you filed electronically with your banking information, you could see a direct deposit within about 21 days. Paper checks can take six to eight weeks. The IRS has a “Where’s My Refund” tool that updates once a day, so you can track your status easily. Most states also have their own portals for tracking state refunds.
So, while there’s talk of potential rebates this year, no official stimulus checks have been confirmed yet. Staying informed through reliable sources like the IRS and state tax portals is the safest way to know where your money stands.
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